Terms and Conditions of Subscription Planning

Welcome to cirpalovenx.com. These terms govern your use of our financial planning subscription service in Australia. Please read them carefully before using our website or subscribing.

September 14, 2025

Acceptance of Terms

By using our site or subscribing, you agree to these terms and all related policies. If you do not agree, do not use our services. We reserve the right to update these terms at any time.

Definitions

Key terms used throughout these conditions:

‘Service’ refers to our financial planning subscription provided through cirpalovenx.com.

‘User’ means anyone accessing or using our website or services.

‘Consultant’ means the person providing financial planning advice via our subscription.

‘Subscription’ means your ongoing monthly access to our service.

Using Our Service

You must use our service lawfully and in accordance with these terms. Unauthorised use, including attempts to disrupt site security or access other users’ data, is prohibited.

Eligibility

Our service is available to residents of Australia aged 18 years or older. By subscribing, you confirm you meet these requirements.

Proof of age may be requested.

Your Responsibilities

Users must provide accurate information and keep account details up to date.

Maintain confidentiality of your login details.
Notify us of any unauthorised account use.
Use the service for personal financial planning only.
Comply with all applicable Australian laws.

Prohibited Uses

You must not misuse our site or service, including:

Engaging in fraudulent, unlawful, or abusive activity.
Attempting to gain unauthorised access to systems or data.
Sharing or reselling your subscription with others.
Posting or transmitting harmful or offensive content.
Interfering with site performance or security features.

Intellectual Property

All content, branding, and materials on cirpalovenx.com are owned by us or our licensors. You may access them for personal use only. Any unauthorised use or copying is prohibited.

User Content

You retain rights to content you submit but grant us a licence to use it for providing services.

Your Content Rights

You may request deletion of your content at any time, subject to legal obligations.

Privacy and Data Protection

We are committed to safeguarding your personal information. Our privacy practices comply with Australian regulations. Please review our privacy policy for details.

See privacy policy

Disclaimer of Information

Information provided is general and does not consider your specific circumstances.

Important Warning

Do not rely solely on information from our website when making financial decisions. Consult a qualified professional for personalised advice.

Limitation of Liability

We are not liable for losses or damages arising from the use of our site or service, except as required by law.

Indemnification

You agree to indemnify cirpalovenx.com for losses arising from your breach of these terms or misuse of our site.

Dispute Resolution Process

We aim to resolve disputes quickly and fairly. Please contact us to begin the process.

Arbitration

If disputes cannot be resolved, they may be referred to arbitration under Australian law.

Arbitration does not limit your statutory rights.

Online Dispute Resolution

You may use the Australian government’s online dispute resolution platform for consumer issues.

View ODR information

Severability

If any term is found invalid, the remainder remains in effect.

Entire Agreement

These terms represent the full agreement between you and cirpalovenx.com.

Applicable Law and Jurisdiction

These terms are governed by the laws of Australia. Disputes will be handled in Australian courts.

Termination

We may suspend or terminate your access for breach of these terms. You may cancel your subscription at any time.

Modifications

We may update these terms as needed. Continued use of the site means you accept all changes.

Contact Information

For questions about these terms, please contact us.

Contact email: content@cirpalovenx.com

Phone: +61365504497

Address: 365 Little Collins St, Melbourne, VIC 3000 Australia

Effective Date: September 14, 2025

Version: 2